The postal service’s black card is the Green Card (Diamond Card), which is a Green Card IC debit card issued by the Postal Savings Bank of China to customers who meet the relevant assessment standards. After customers who meet the standards apply for the Diamond Card, Be able to enjoy corresponding financial and non-financial value-added services.
Functions of the Postal Black Card:
1. In addition to all financial functions, the UnionPay Diamond Card also provides a 24-hour exclusive service hotline, online banking services, and account change SMS reminder services. , Priority service at the counter.
2. On this basis, it is also equipped with value-added services such as public transportation accident insurance, airport VIP lounge services, health exclusive medical care, golf reservation services and financial management butlers. In addition, the card-issuing bank has equipped the card with personal butler service, exclusive club reservation service and professional consulting services.
Introduction to Diamond Card
1. Diamond Card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks and other institutions.
2. Like other UnionPay cards, the UnionPay Diamond Card card number starts with 62 and has the UnionPay logo on the card face. The target customer group is social elites and/or professional elites. The "Diamond Card" product name in English or in English and in common local text is printed in the card issuer identification area on the front of the card, or the "Diamond" Diamond Card product identification pattern uniformly designed by UnionPay is used on the card surface. Usually black and metallic/pearlescent black are used as the base color of the card surface.
Extended information
Conditions for applying for a postal black card: the sum of daily average personal financial assets and a certain proportion of personal loan balances for three consecutive months is more than 2 million yuan (including 2 million yuan) RMB or equivalent foreign currency.
Other VIP card application conditions of Postal Savings Bank of China:
The VIP card of Postal Savings Bank of China is a green card debit card issued to individual customers who meet the relevant evaluation standards of Postal Savings Bank of China. . VIP cards include gold card, platinum card and diamond card.
1. Gold card level standard
The sum of daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between 100,000 yuan (including 100,000 yuan) and 500,000 yuan yuan or equivalent foreign currency. If the customer has opened an account for less than three months, the three-month daily average financial assets and loans will still be calculated by using the number of natural days rolled forward three months (including the current month) from the rating month as the divisor.
2. Platinum level standard
The sum of daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is between 500,000 yuan (including 500,000 yuan) and 2 million yuan Between RMB or equivalent foreign currency, other regulations refer to the gold card level regulations.
3. Diamond level standard
The sum of daily average personal financial assets and a certain proportion of personal loan balance for three consecutive months is more than 2 million yuan (inclusive) RMB 2 million or more value in foreign currency. For other regulations, please refer to the gold card level regulations.
Postal Savings Bank of China-Green Card (Diamond Card)
Postal Savings Bank of China-Green Card (Platinum Card)