The limit of Everbright Naked Bear Credit Card is determined by the applicant’s comprehensive qualifications and there is no fixed limit standard.

The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.

Therefore, the Everbright Naked Bear Credit Card limit is determined by the applicant’s comprehensive qualifications and there is no fixed limit standard.

Therefore, applicants must provide proof of income and statement of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds.

Extended information:

Everbright Bare Bear Credit Card

1. Points

1. Points method:

Spending 1 yuan earns 1 point? Withdrawing 1 yuan earns 1 point? The month of birthday is twice as many points? Spending 1 US dollar earns 8 points? Withdrawing 1 US dollar earns 8 points?

2. Points validity period: 5 Year?

2. Other information

1. Annual fee for main card: 200 yuan for gold card. ?

2. Annual fee-free policy: The annual fee is waived for the first year, and the annual fee for the next year is waived for purchases of 3 transactions or more than 2,000 yuan in a single transaction. ?

3. Cash advance limit: 50 of the credit limit;?

4. Interest-free period: 20 days to 50 days;?

5. Consumption verification method: signature, signature password;?

6. Revolving credit interest (daily interest): 0.05 interest is charged every day. ?

7. Consumption SMS notification fee: Free consumption SMS notification. ?

8. Minimum repayment: The minimum repayment is 10% of the amount owed. ?

9. Billing date: The 1st, 5th, 18th and 22nd of each month are the billing days. ?

10. Online payment: The maximum daily consumption of Alipay is 300 yuan, and the maximum daily consumption of Tenpay is 500 yuan. ?

Baidu Encyclopedia-Credit Card Limit