We won't give you any credit evaluation or bad record. At present, the national unified basic database of personal credit information established by commercial banks organized by the People's Bank of China has been officially put into operation, and your relevant credit information has been entered into the database and become a part of your credit record. Please bring your valid ID card to the credit reporting department of the local branch of the People's Bank of China to check your personal credit report (you can't check it on your behalf or by phone). For more credit information, please visit www.pbc.gov.cn, the website of the People's Bank of China. If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!