The credit card installment repayment calculation method of China Guangfa Bank and Bank of Communications is as follows:
1. According to your requirements, swipe 8,000 yuan and repay in 24 or 12 installments.
2. The repayment amount of each period is calculated as follows:
- First, the handling fee needs to be calculated. China Guangfa Bank and Bank of Communications charge different service rates based on different credit card products and consumption amounts. The specific handling rate can be confirmed on the bank's official website or by consulting the bank's customer service.
- Secondly, interest needs to be calculated. Credit card interest is generally calculated on a monthly basis, and the specific interest rate will vary according to different credit card products. You can check the bank's official website or consult with the bank's customer service to obtain accurate interest information.
- Finally, the repayment amount of each period is calculated based on the handling fees and interest. You can use the relevant installment calculator or contact the bank's customer service consultation to calculate the repayment amount for each installment.
Summary:
According to the Guangfa Bank and Bank of Communications credit cards you hold, the specific handling fees, interest and monthly repayment amount for 8,000 yuan will vary according to the credit card products. different. You can check the official website or consult customer service for detailed information.
Extended information:
Having a credit card to repay in installments can help spread larger amounts of consumption and provide more flexible repayment methods. Credit card products from different banks may differ in terms of installment calculation methods, handling rates and interest. Therefore, when choosing a credit card for installment repayment, it is recommended to learn more about the specific policies and fees of the credit card product you hold.
Note: The above information is for reference only. The specific handling fees, interest and repayment amounts are subject to the official information provided by the bank. If you have any questions, it is recommended to contact the bank’s customer service directly for consultation.