After using the credit card for a period of time, you need to apply for a new card. Credit cards are all valid, so they can't be held for a long time. One or two months before the expiration, the bank will check whether you meet the bank's card replacement requirements, whether you are in normal use, whether you have changed the relevant information without changing it, and so on. , it will affect your card renewal.

There are several situations in which credit cards are not used normally. Some credit cards were not opened after processing and were not activated according to the time specified by the bank. Inactive credit card banks will not renew their cards; Some credit cards are essentially invalid, because the cardholder has been overdue for a long time or has been written off by the bank, or the issuing bank has sealed and frozen the credit card until the credit card expires and cannot be resumed, and the card will not be renewed; Some credit cards are changed from ordinary credit cards to gold cards or upgraded to platinum cards. After the upgrade, the card's expiry date, card number, security identification code and other information will change. The issuing bank will issue a new credit card to the cardholder. The original old card can be used until the expiration date marked on the old card, and then the card will not be renewed.

There is an obvious precursor that the credit card of Shanghai Pudong Development Bank cannot be renewed, and there will be a reminder message sent by Shanghai Pudong Development Bank. The content of this message is roughly as follows: Dear credit card holders, please pay attention to the standardization and security of transaction methods when using credit cards. I would like to remind you that the credit card of Shanghai Pudong Development Bank can only be used for personal normal daily consumption activities. Thank you again for your support of Shanghai Pudong Development Bank's credit card. The credit card holder of Shanghai Pudong Development Bank should pay attention to the personal behavior of the cardholder mentioned in the short message within one or two months after the card is issued.

It is reported that some credit card holders will receive calls from bank customer service. The general content is that they know what cardholders are doing with credit cards and money, and propose to cardholders to handle installment business, and so on.

In short, it is a precursor that Shanghai Pudong Development Bank does not renew its credit card. In addition to the abnormal use of cards, some will also receive the contact information of banks in different ways, or text messages and telephone calls from customer service. Cardholders can pay more attention to the contact information sent by the bank according to their own situation, and have a pre-judgment.