Hello, our credit card is valid for 3 years (Express card is 5 years), which is displayed below the 16-digit credit card number. For example: If the number below the card number is 02/10-02/13, it means the card was issued in February 2010 and will expire at the end of February 2013; if the number below the card number is 02/13, it means the card will expire at the end of February 2013.