What should I do if I apply for a credit card?

Applying for a credit card with a credit card is actually applying for a supplementary card. Just go to the bank where you applied for the card to apply directly

How to apply for a credit card?

Use industrial and commercial Take a bank credit card as an example:

1. Application location: local ICBC branch; local ICBC Credit Card Center staff; ICBC official website application.

2. Application conditions: Over 18 years old; have stable repayment ability.

3. Submit proof: ID card; proof of work or income; work phone number, home phone number and personal mobile phone; tax payment certificate or real estate and vehicle in your own name; other bank credit cards, etc. The above information is not necessarily required. It depends on the bank's requirements. Proof of employment or income is very important.

4. In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit only needs to make the bank feel that you have sufficient repayment ability. The stronger the repayment ability, the easier it will be for the bank to issue cards. .

5. Fill out the application form first. If you can fill in the form, you will have hope. Then submit the above information and wait for the bank's approval. Whether to approve the card and the card limit will depend on the bank's overall score for you.

How to apply for a credit card?

If you apply for a China Merchants Bank credit card, there is a local China Merchants Bank. If you are 18-60 years old, if you can provide your ID card, work certificate and income certificate, you can try to apply. When applying for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the local branch regulations need to prevail. The verification of the credit card is subject to the final review result.

1. Please log in to the credit card website, select "Apply for Credit Card" - "New Customer Application", fill in the simple appointment information online and wait for the bank's review. If the review is passed, a specialist will come to your door to handle it. If you want to apply in this way, please first confirm whether our bank can provide free appointment for door-to-door processing in your area (the results will be displayed after selecting the province/city/district); 2. Please bring your original identity certificate and work certificate and financial support documents, go to any branch of China Merchants Bank to apply in person.

What should I do if I apply for a credit card?

Yes, but there are prerequisites. The prerequisites for each bank are as follows:

For most banks, including Industrial and Commercial Bank of China and China Construction Bank, if you want to use the credit card you already have to apply for a new credit card, the cardholder generally needs to use the original one. If the credit card is more than 6 months old and has no bad records, you can apply for another credit card at another bank.

For Bank of China, the required card holding time is relatively short. Bank of China credit card holders only need to use the card for more than 3 months to apply for a card. There are also a few banks. Cardholders need to have used the card for more than one year before they can apply for a card.

Extended information:

Under normal circumstances, when applying for a card business, the cardholder can use the original credit card as proof of financial resources and present the original ID card, so that the cardholder can On the basis of holding the card, the cardholder can apply for a credit card at another bank. For some banks, if you want to apply for a card by card, you may also be required to submit a copy of your ID card, a copy of your credit card, proof of financial resources and other relevant information.

Reference materials: A credit card can be "applied with a card", generally the original card must be used for more than 6 months - People's Daily Online

What to do with a credit card

If you If you meet the application conditions for a CMB credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. The necessary application documents are copies of identity certificates and employment certification documents. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are interested in China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following 4 ways: 1. Please log in to the credit card website and select "Apply for Credit Card" - "New Customer Application"; 2. Please bring your Please go to any CMB branch in person to apply for the original identity certificate, work certificate and financial certificate document; 3. You can also call the customer service hotline, select "3#" in the voice to apply for credit card consultation, and then select "1" to transfer The service specialist will register you and notify our local staff to contact you to confirm your application. 4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version. Please note that the credit card status will be subject to the final review result.

That’s it for the introduction of how to use a credit card as a credit card.