Hello CITIC.

1. CITIC Credit Card has more activities and discounts: CITIC Credit Card has performed well in terms of activities and discounts. Various attractive promotions are often launched, including cash rebates, points doubling, discounts from specific merchants, etc. These activities are not only frequent, but also offer strong discounts, which can help cardholders save a lot of consumption expenses. In contrast, industrial and commercial credit cards have relatively few activities and relatively small discounts. Consumers may enjoy relatively few discounts when using industrial and commercial credit cards.

2. The application procedures for CITIC Credit Card are simple and the requirements are low: The application procedures for CITIC Credit Card are relatively simple and the requirements are low. You only need to provide basic personal information and information and fill in the application form. In contrast, the application procedures for industrial and commercial credit cards are relatively cumbersome and require more information and supporting documents. The credit evaluation standards of CITIC Credit Card are relatively loose, and there is a certain tolerance for applicants with poor credit records or low incomes, making it easier to get approved.