The accounting days of the Postal Savings Bank cover the 3rd, 7th, 9th, 1 1 day,12nd,16th,19th, 2 1 day, 24th and 26th of each month. When users activate the credit card (debit card) of the Postal Savings Bank, they will randomly assign one. The repayment date of the credit card (debit card) of the Postal Savings Bank is the 20th day after the bill date. If the user's billing date is the 7th day of each month, the repayment date is the 27th day of each month.

The billing date of the Postal Savings Credit Card (credit card) is the date when all the consumption in the last consumption cycle is summarized, and the repayment date of the Postal Savings Bank is the date when the user returns the total consumption generated on the billing date. Users must repay on time on the repayment date. If they can't repay the total consumption on time, they can also choose to repay by installments or the minimum repayment amount. It should be noted that after using installment repayment or minimum repayment amount, the unpaid money will occupy the credit card (debit card), and the credit card (credit card) will be restored for every part of the user's repayment.