ICBC's credit card review is relatively strict, but as long as the credit conditions are good, it is no problem to meet ICBC's card issuance conditions, otherwise it is easy to be rejected. ICBC credit cards are divided into ordinary cards, gold cards, platinum cards and black cards. The higher the card level, the more difficult it is to get off. Among them, the applicant's credit information and the star rating of ICBC are two major factors that affect the use of cards. If personal credit information is tainted, it is very likely to apply for a credit card, and even it will be rejected every second. It is suggested to apply for an ICBC credit card. Don't blindly pursue high quota and high grade. Choose a card according to your credit status and actual needs.