How to apply for a credit card with a limit of more than 50,000?
1. Asset certificate:
Although most of us are not rich, many people should still have certain assets. For example, a house of more than 150 square meters, a car of more than 300,000 yuan, a deposit of more than 500,000 yuan for financial management, and an annual salary of more than 150,000 yuan are paid attention to.
As long as you meet any of the above conditions, you can go directly to the bank counter with these proofs of assets to apply for a card. Remember to apply for a platinum credit card when the time comes, because the limit of the general card or gold card is generally higher. That's within 50,000.
2. Apply with a credit card:
It doesn’t matter if you don’t have a valid asset certificate, but you need to first develop a credit card with a limit of more than 50,000, and then Directly apply for a large-limit credit card by applying for a credit card, and the credit limit will definitely be higher than the original card limit.
Currently, the banks that support card application include: Bank of China, Communications, Pudong Development Bank, China Everbright, Huaxia, Industrial, Ping An, and Guangfa.
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When applying for a card with a card, we need to pay attention to:
The first point: your existing card is the most The good thing is that it has been used for more than a year
The second point: the current available limit of this card should be at least 30%, and 60% or more is the best.
The third point: This card cannot have bills that are being installed or the minimum repayment must be used
The fourth point: It is best to go to the counter to apply, because it is basically impossible to apply online. None of them support card application.
3. Bank characteristics:
*Those with provident fund:
If you have paid provident fund for more than one year, there is a bonus for applying for an ICBC credit card. Even if the credit limit is not high, we can increase the credit limit through Gold Flash Loan after purchasing the card. The increase is 6 to 8 or 16 times the amount of provident fund payment.
As long as you have a year's provident fund, it is very simple to raise more than 50,000 in seconds.
More than ten thousand.
At 50,000. But this method has certain requirements and also tests skills.
Finally, I hope everyone can get their own large credit card. I'm Xiao Zhou and I share the latest knowledge and techniques every day.