Failure to repay credit card payments overdue will face the following consequences, including possible prosecution.

First of all, the consequences of overdue credit card repayments include: accumulation of interest, late payment fees, and damage to credit history.

Details are as follows:

1. Accumulation of interest: If you do not repay the credit card amount overdue, the bank will calculate interest on the unpaid amount at a certain interest rate. The longer the overdue period, the greater the amount of interest accumulated.

2. Incurrence of late fees: Banks usually stipulate in loan contracts that late repayments require the payment of late fees as a penalty. The amount of a late payment fee varies by bank and contract, but is usually calculated based on the amount owed and how long it was overdue.

3. Damage to credit record: Failure to repay overdue payments will be recorded by the bank in the personal credit report, which will have a negative impact on the individual's credit record. The deterioration of credit history may cause an individual to encounter difficulties in future loan applications, leasing, credit card applications, etc.

To sum up, failure to repay credit card payments overdue will lead to the accumulation of interest, late payment fees, and damage to your credit history. Although we cannot be sure whether we will be sued, late payment will increase the possibility that the bank will take legal measures to recover the arrears.

Extended information: According to the "Contract Law of the People's Republic of China", borrowers with overdue payments shall bear liability for breach of contract, and banks can take legal measures to recover overdue payments. The specific proceedings and results will depend on local laws and regulations and the specific circumstances of the case.

It is worth noting that in the case of overdue repayment, you should contact the bank in time and discuss solutions with the bank to avoid legal disputes as much as possible.

The above are answers to the consequences you may face if you fail to repay your credit card overdue. Hope this helps. If you have further questions, please feel free to ask.