2. whether it is overdrawn. Credit cards can be overdrawn within the prescribed amount; Checks can only be used in accounts that cannot be overdrawn.

3. Can I pay? Credit cards can be used for payment; Checks can only withdraw money from the bank, but not for daily payment transactions. Credit cards and checks are both payment and settlement tools.

The above is all about the differences and connections between credit cards and checks, hoping to help netizens.