When we swipe our credit cards, we have a great time swiping, but when it comes time to pay back, we find that we are short of money and cannot repay the previous pleasure. What should we do? At this time, we can only use external help. Come and help. As a market, where there are buyers, there will inevitably be sellers. Nowadays, there are countless apps for repaying credit cards, so is it safe to repay credit cards?

Find someone to repay credit cards

This kind of repayment method mainly involves finding some repayment agencies to repay the loan. They will first help you repay the loan, then use your credit card to cash out the fee through the POS machine, and then charge it to you. Part of the handling fee. Because this method of repayment is to use a credit card to repay, if you use a low-rate, code-hopping machine, your credit card will be easily controlled by the bank. If you use this type of card machine to cash out for a long time, your card will be blocked or reduced by the bank sooner or later.

Not to mention that if you encounter an irregular repayment agency, they will obtain your information when they help you repay the card and then swipe the card, which will have a great impact on the property security of the cardholder. risk. They will use your information to apply for loans, steal your credit cards, etc. The consequences can be disastrous.

The platform repays the credit card on your behalf

This method of repaying the credit card is actually the platform paying off the credit card for you. After that, you no longer owe the bank money, but owe the platform money. There are many such platforms at present, such as Save Bei, Pay Back, and Lakala Repay for you. They claim that the repayment fees are cheaper than bank credit card installments, but most platform fees are graded based on the user's credit, and many ordinary people's fees are actually not that cheap.

It should be noted that in order for the platform to repay credit cards, you must register, and then undergo facial authentication, upload ID cards, etc. After submitting the application, it may not be approved. For this reason, some cardholders said that it is Scamming information can easily lead to the leakage of personal information.