Because the current bill has been paid off, it refers to the previous bill, indicating that there are debts, which refers to the total debt. The current bill has nothing to do with the total debt. Each repayment of the credit card is aimed at the previous debt, and the remaining total debt can be repaid on the billing date of each month, and some bills have not been repaid, indicating that there are still debts that are normal. Especially for users who apply for installment, they have fixed arrears and handling fees to pay back every month. If you pay off all the debts at once, you can show that there is no debt.
< strong > if the bill is incorrect, how to check it:
Cardholders often face questions about credit card bills after receiving signed bills. At this time, you can call the customer service hotline of financial institutions and clearly put forward the controversial account inquiry business. Financial institutions will understand the consumer account you suspect.
In order to deal with controversial transactions quickly, financial institutions will ask you to show relevant transaction information. According to the experience of getting a card, many card users feel that the consumption address is wrong. It often happens that the name of the consumer address is different from the actual company name, which leads the cardholder to mistakenly think that he is not spending here.
Another situation is that the bill amount does not match the actual consumption amount, so the cardholder had better find out the saved receipts and check them one by one. If in doubt, it is appropriate to apply again.
In order to reduce the inconvenience, the cardholder should properly keep the receipt after spending by credit card, so as to facilitate the comparison of the purchase order, because the cardholder will ask the financial institution to pay a certain inquiry service fee when collecting the purchase order from the financial institution.
Credit card bill inquiry method:
1. Bank outlet inquiry: You can go to the bank outlet to inquire about the detailed credit card bill from the bank teller.
2. Log in to personal online banking (windows 10 system) on the computer: the credit card holder logs in to the online banking of the issuing bank, and makes bill inquiry through the credit card inquiry in the account inquiry service.
3. Log in to the mobile banking APP (Android system) on your mobile phone: download and log in to the official app of the credit card issuer (V 4.0.0.7 Android latest version), and then bind your own credit card, so you can directly query the bill.
4. Call the bank's customer service hotline: You can call the service hotline of the credit card issuing bank, switch to manual service, and ask the customer service for help.
5. Some banks can check the credit card bill by SMS: For example, CCB can check it by sending the card number of CCZD# on the mobile phone.
6. Wechat (8.0. 1 1_Android system) inquiry: For example, China Bank can inquire the bill after binding the bank card.