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Why did I receive a text message from 95566 Bank of China today saying that I was applying for a credit card, but I didn’t apply at all?

1. It may be that someone else’s number is very similar to yours, and they were given the wrong number, or the bank staff entered the wrong number. It is possible. It is best to call and ask. They put.

2. It may be that someone else is using your information to apply for a card. Quickly call 95566 to apply successfully. If the application is successful, take it with you immediately

It is a credit card fraud. It refers to the behavior of using counterfeiters to impersonate other people's credit cards for the purpose of illegal possession, or using credit cards to maliciously overdraft, defrauding public and private property, and the amount is relatively large. The protected interests in this crime are public and private property ownership, bank financial management systems, and commercial operation management systems.

The legal basis is (1) the relevant provisions of the "Criminal Law of the People's Republic of China": Article 196 Under one of the following circumstances, credit card fraud activities are carried out, and the amount is relatively large. , shall be sentenced to imprisonment or criminal detention for not more than five years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge, the sentence shall be not less than five years but not more than 10 years, but also to a fine of not less than 50,000 yuan but not more than 500,000 yuan. A fine of not more than 10,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be not less than 10 years or more and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or property confiscation:

(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;

(2) Using

(3) Pretending to use another person’s credit card ;

(4) Malicious overdraft.

The Higher People’s Law Departments and Bureaus of all provinces, autonomous regions and municipalities directly under the Central Government, the People’s Procuratorate and the Public Security Bureau of the Xinjiang ** Er Autonomous Region Higher People’s Procuratorate and Production and Construction Corps: In recent years, credit card fraud has increased year by year, and the number of victims has increased year by year. The criminal suspect stole credit card information in place B and withdrew cash in place C or tried to avoid such crimes through space conversion. Now, regarding the jurisdiction of the case, he illegally obtained other people's credit card information by means of extortion, bribery and other means. For criminal cases involving credit cards used in other places, the public security organs and people of the place where the cardholder applied for the credit card will investigate, prosecute and try the case.