When the bank lends money, it will give you a loan contract. The contract stipulates which day of each month is the deduction date, and you need to deposit more than or equal to the monthly repayment amount before the deduction date. The bank withdraws a certain amount of money from the card at some time every month to pay back the money you borrowed from the bank when you bought a house, which is similar to the nature of paying water and electricity bills. You can use it as a savings card, as long as you ensure that there is a monthly payment in the card that you usually pay back every month. The bank will withdraw the monthly payment from your card every month! That's the monthly repayment!
If you apply for a provident fund loan from the provident fund, what is generally used to repay the mortgage is your provident fund co-branded card, which is the card that your unit handled when you paid the provident fund.
Application materials generally required for loan application: 1. Identification materials II. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. 3. Proof of local residence: fixed telephone bill for any three months in the last year, or water and electricity bill, or other materials that can prove the address. 4. Guarantee certification materials 5. Proof of use: such as car loan, full payment is provided before the loan is issued. After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided. 6. Proof of repayment ability: our payroll customers can directly provide their payroll account flow; If you need to provide other information about this loan, such as social security account running water or personal tax bill, the handling bank will also inform you in time, and you can also confirm these information in detail through the handling bank when applying for the loan.