Hello, how much you spend can be repaid, and you can repay without paying the bill. You can only pay the withdrawal amount+handling fee+interest (five ten thousandths of daily interest). It is suggested to pay more, so as not to continue to charge cyclic interest due to incomplete payment.

It should be noted that the card issuer should repay the cardholder in the order of billed and unbilled, and the billed part should be repaid one by one in the order of annual fee, interest, expenses, cash advance or transfer transaction principal and consumption transaction principal. If there is arrears before, it will be deducted first.

If in doubt, please add enterprise QQ customer service 4008205555 or WeChat to WeChat official account "China Merchants Bank Credit Card Center" for detailed consultation.