First, it is easy to apply for a card online. It is necessary to find the correct channel for applying for a card:

It is understood that there are many channels for applying for a credit card online. One is the official channel, that is, the issuing bank's credit card official website and the issuing bank's credit card WeChat official account. One is the third-party channel of bank cooperation, such as Alipay, WeChat, etc. Here we introduce Alipay's application for credit card.

after all, AliPay can not only apply for a card online, but also the user's sesame credit score is helpful for getting a card. This is because when you apply for a credit card on Alipay, some banks also authorize sesame points. However, if the applicant depends on Alipay for food, clothing, housing and entertainment, and the sesame points are 6 or above, it is easier to apply for a card in this way.

However, not all credit card online applications are easy to get off the card, which depends on the issuing bank.

Second, introduce several banks that are easy to get a card online:

1. Industrial Bank:

Industrial Bank has a relatively low threshold for applying for a card, so it is easier to get a card on Alipay, but generally it takes more than 62 sesame scores to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.

2. China Everbright Bank:

Alipay users with sesame scores above 62 can apply for China Everbright Credit Card in Alipay, and it is also easier to get a card. Many card friends report that they can approve it every second. Of course, they should choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.

3. Minsheng Bank:

Minsheng Bank cooperated with Alipay to handle cards very early. Generally, if there is no problem with credit reporting, sesame seeds can be approved every second if they score more than 6, especially now that the end of the year is approaching, the card approval rate is even higher. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.