Can the Bank of Communications card be applied for online?

Bank cards are not accepted, but credit cards can be processed online.

To apply for a Bank of Communications credit card, you must be a Chinese citizen who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit. If you are a foreigner resident in the country and a compatriot from Hong Kong, Macao and Taiwan, Anyone can apply for a credit card from the card issuer with their valid ID.

The materials that need to be provided are as follows:

1. Identity proof information: a copy of the resident ID card or military officer's certificate. Compatriots from Hong Kong and Macao must provide a copy of the mainland travel permit and proof of residence for more than one year. . Foreigners only need to provide a copy of their passport and residence permit for more than one year.

2. Proof of work and income: salary certificate, copy of social security.

3. Supplementary information for credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, etc.

Extended information:

Notes on using credit cards:

1. The three most critical information on the credit card: , validity period, and CVV code. Information affects the security of your card, especially the CVV code. It is as important as the password. It is recommended to use correction fluid or stickers to cover the CVV code.

2. In this information age, repayment methods are diversified. It is not necessary to go to a bank branch or transfer money from a teller machine to repay. Credit card repayment methods include Alipay repayment, debit card binding automatic repayment, UnionPay online repayment, online banking transfer repayment, Tenpay repayment, etc. Therefore, choose the appropriate method and repay the loan in the fastest and most convenient way.

3. Credit card installment interest is very high. Even if it is interest-free, the installment fee is not cheap, so you should use installment with caution.

Baidu Encyclopedia - Bank of Communications Credit Card

Baidu Encyclopedia - Online Card Application

What procedures are required to apply for a Bank of Communications Credit Card online?

If you want to apply, please apply directly on the official website of Bank of Communications Credit Card.

1. There are two main requirements for credit card application:

1. Age requirement: 18-60 years old.

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: a completed and signed application form, identity document, and residence certificate document , income certification documents.

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan.

Extended information:

Application process

Counter application

Personal valid ID certificate:

1. In person Bring a valid ID card, military officer's ID card, and the original and attachments of your household registration book.

2. If you are a compatriot from Hong Kong, Macao and Taiwan or a foreigner, you need to provide residence permit, passport, local ID card and other documents.

Proof of credit information:

1. Payslip or income certificate issued by the applicant’s workplace or copy of salary passbook/bill issued by the bank (requires three copies before application) Monthly salary entry information), or a copy of the personal income tax withholding voucher (valid).

2. Provide living materials, including water bills, electricity bills, gas bills, etc.

3. Provide commonly used credit card bills or real estate certificates (required for personal use). This can increase the limit of credit card application to a certain extent.

Reference source: Baidu Encyclopedia - Bank of Communications Credit Card Center

What information should be submitted to apply for a card on the Bank of Communications Credit Card Network?

For the security of your information and card application, you need to upload photos or scans of some of your original documents when applying.

Includes: original copy of your ID card (must be provided);

Original copy of your work certificate (not required, but it is helpful for the assessment of your credit limit);

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Original copies of your financial documentation or income certification documents (not required, but helpful for the assessment of your credit limit);

Original ID of the supplementary card applicant (if any Application) It is recommended that you prepare relevant information before applying.

The following are all work certification documents, you can choose any one:

Pre-printed work permit with the name of the work unit and employee name, employment pass, pass, and name badge Original;

Original business card pre-printed with the name of the work unit and employee name;

Original work certificate issued by the unit within the last 3 months, stamped with the official seal of the unit or the seal of the Human Resources Department Or financial seal or trade union seal, indicating the date of issuance;

If you are a teacher, you can provide the original of the teacher position appointment letter issued by the National Education Commission or the school within the last year;

If If you are a doctor, you can provide the original copy of the registered physician's practicing certificate.

CreditCard is a non-cash transaction payment method. It is a small credit payment tool provided by banks to users for consumption first and repayment later. The earliest credit card appeared at the end of the 19th century.

That’s it for the introduction to the Bank of Communications credit card network application.