The main advantages of Ping An Bank’s credit cards include the following:

1. Minimum repayment amount. Minimum repayment amount of Ping An Bank credit card = 100% of the unpaid portion of the initial minimum repayment + 100% annual fee + 100% of the principal, handling fees and resulting interest for each installment of the installment business + 10% of the transaction principal (consumption + Cash withdrawal) + 10% fee (excluding annual fee) (Fees: including late payment fees, interest, loss reporting fees, damage repair fees, cash withdrawal fees, over-limit fees, etc.). Many other banks' credit card overdraft withdrawals do not enjoy minimum repayment services, and many late payment fees, interest, loss reports, cash withdrawals and other handling fees do not enjoy minimum repayment services, but Ping An Bank's credit cards do.

2. Special credit card installment business. Ping An Bank credit cards enjoy some special credit card installment services, including: Ping An Bank credit card "consumption special reserve fund" installment, Ping An Bank credit card "flexible gold" cash installment, Ping An Bank credit card insurance premium installment, Ping An Bank credit card bill installment For payment and installment payment for single consumption with Ping An Bank credit card, you can learn relevant information on the official website of Ping An Bank.

3. Various exclusive promotions. Each card of Ping An Bank has different promotions. For example, the standard card offers discounts on supermarket shopping; the car owner card offers discounts on gas; the platinum card offers discounts on global 5-star hotels and airports, etc.; all credit cards of Ping An Bank come with free insurance. Various types of insurance are available, including property insurance and life insurance. All credit cards of Ping An have green channels at major movie theaters, so you can buy tickets directly without queuing. For specific discount merchants, please visit Ping An's official website.