Many cardholders want to apply for a large credit card, but few succeed. In fact, as long as you understand the bank's credit card credit rules and properly package the card application information, the approved credit limit will be at least 10,000. Today we will take the limit of China Imagination Credit Card as an example to introduce it. Hua Xia Bank's credit card limit rules first delineate a starting limit for different levels of credit cards, then comprehensively score the information submitted by the applicant from multiple aspects, and finally combine the starting limits corresponding to the card levels with the scores to determine Final approved credit limit.

1. The starting limit range of Hua Xia Bank credit cards: The starting limit for regular cards is 2,000 yuan, the starting limit for gold cards is 5,000 yuan, and the starting limit for platinum and titanium cards is 10,000 yuan. Although China Imagination Credit Card is a platinum card and above, it is a bit special. Its starting limit is 5,000 yuan.

2. Hua Xia Bank's comprehensive credit card scoring standard: As mentioned earlier, Hua Xia Bank will conduct a comprehensive assessment and score based on the applicant's credit rating and other aspects, and then decide whether to apply for the card and the credit limit based on this score. Influencing factors include age, occupation, savings, assets and housing. Therefore, if you want to apply for a China Imagination Credit Card with a higher limit, you can write your income higher based on your job position and age. These will add points to the overall score, so the approved limit will be higher. After all, apply The higher a person's income, the stronger his repayment ability, and the smaller the risk of default. The above is the relevant introduction to "What is the credit limit of Huaxia Changxing Credit Card"? I hope it will be helpful to everyone. If you are not satisfied with the approved card limit, don't cancel the card easily. It is better to activate the credit card and swipe the card frequently to develop good card usage habits. If you hold the card for about 6 months, the bank may increase the limit.