USD bills incurred when spending overseas or withdrawing foreign currency cash can be repaid using RMB to purchase foreign exchange. For the amount of foreign exchange purchased, you can choose to purchase foreign exchange in full or with the minimum repayment amount. According to foreign exchange management regulations, the amount of foreign exchange purchased cannot be higher than the current US dollar bill amount. The foreign exchange purchase function can be applied for through online banking or calling the customer service hotline:

1. Online banking: Please log in to the credit card website/, click "Online Banking Login" on the right and enter your ID number, query password and additional information. After logging into online banking with the code, activate the function in "Repayment Management" - "Foreign Exchange Purchase and Repayment Settings";

2. Customer service hotline: Please call the customer service hotline 4008205555 and enter your identity according to the voice prompts Please provide your certificate number or card number and query password, and then select "9" to transfer the service specialist to set up the foreign exchange purchase function for you. Warm reminder:

1. Once the foreign exchange purchase function is set up, it is permanently valid and can be modified later through online banking or calling the customer service hotline;

2. After the foreign exchange purchase function is successfully set up, you can deposit The RMB funds will be used to repay the overdue portion of your minimum repayment first, and then you will purchase foreign exchange to repay the U.S. dollar bill according to the foreign exchange purchase amount you set, and then repay the RMB bill;

3. Due to the daily changes in the exchange rate It fluctuates up and down. Our bank’s current exchange rate for foreign exchange purchase and repayment shall be based on the exchange rate announced by our bank at 10 a.m. on the day of repayment at the selling price of U.S. dollar banknotes;

4. The amount of foreign exchange purchase and repayment in this period The settings are only valid for this period, and will be restored to your original settings in the next bill period; 5. If you choose to make overpayment to purchase foreign exchange, your overpayment in RMB will be used to purchase foreign exchange to repay the US dollar bill within 2 working days. If you still have questions, please add corporate QQ customer service 4008205555 or add the public account "China Merchants Bank Credit Card Center" on WeChat for detailed consultation.