How about the position of bank credit card account manager (who is looking for people to apply for credit cards)?

I have done this job before. To put it harshly, people don’t treat you as a human being at all, just treat you as a human being. You beast, I used to work as a credit card account manager at the Credit Card Center of Everbright Bank for a year. The labor contract they signed with you was an illegal dispatch company contract. To put it bluntly, you are worse than a temporary worker. You find various excuses every day. You will be fined if your white shirt is not clean today and you will be fined. If your handwriting on the order is not neat and tidy tomorrow, you will be fined. Can you believe that if I send you on a business trip to apply for a card abroad, there will be no reimbursement of travel expenses? Travel at your own expense! Originally, there was a commission of 180 yuan for each successful card application, which is pretty good, right? In fact, it’s 30 yuan when it’s sent to your mobile phone. Yes, it’s 30 yuan! The remaining 150 yuan is management fees. The beautiful girls who worked together in the credit card center back then were forced to be the girlfriends of grassroots leaders. Otherwise, they would talk to you every day, wear small shoes, and replace all your customer work orders with invalid and unusable ones, leaving you with only I can eat steamed buns with a little bit of my "tax-deducted" salary, but I can't afford pickles. Almost all the basic leaders there are low-educated and low-quality, and they can be said to be the best in the world in showing off their power. Every morning, the bottom-level employees collectively sing a song of gratitude and dance to make you grateful to the leader. The most practical point is that the job nature of a salesman selling detergent on the street is exactly the same, that is, knocking on doors and asking people to apply for your credit card. Your dignity as a human being is completely trampled under your feet, and you are driven out like a lost dog. In my opinion, it is worse than a worker on the assembly line, and it is normal to get a salary of 1,700 yuan a month. You ask me where the commission goes? Sorry, the number of cards you apply for does not reach the number of tasks I set for you, so there is no commission. You must work hard next month. As long as you apply for 200 cards, the commission will be huge! My real experience, without any lies. Back then, the boss of our card department was named Li Lin, the general manager was named He Linpeng, and the junior leader at the grassroots level, Brother Ma Ru (the worst kind of person), was the one who forced girls to be girlfriends of leaders, and she herself was still (a woman), I am willing to take legal responsibility for every word I have said. Of course, if I encounter these heartless devils again, I will definitely take them to a place without surveillance and repay them. I would like to remind friends who are looking for a job, do not regard being exploited as capital for your promotion, because it is a mirage that deceives yourself and others. Countless ancestors have sweated and shed blood to fight for the legitimate rights and interests of us workers. Don’t let the exploiters eat our workers anymore. Blood buns.

Comprehensive methods and techniques for adjusting credit card limit of China Everbright Bank

What should I do if the initial limit issued to me by the bank is not enough? It doesn't matter, the credit card limit can be adjusted, it depends on whether your credit conditions and card usage can impress the bank. Let me introduce to you the methods and techniques for adjusting the credit limit of China Everbright Bank.

Here are six methods for checking the limit of Everbright credit card in 2018

China Everbright Bank will based on the personal information filled in by the applicant on the application form and the relevant supporting materials provided, combined with the credit report, A comprehensive score is given to the applicant to determine the credit limit.

If you want to adjust the limit after using the card for a period of time, you can apply through the following methods:

1. Customer service hotline: Cardholders directly call Everbright Bank Credit Card customer service Telephone 95595 or 400-788-8888;

2. Online application: Cardholders can apply for a limit increase through Everbright Credit Card APP - Sunshine Life, the official credit card website, etc.;

3. Branch counter: Cardholders bring their valid identity documents to the counter of any Everbright Bank branch to apply for limit adjustment.

What is the general credit limit of China Everbright Bank in 2018?

After China Everbright Bank receives a credit card holder’s application for limit adjustment, whether it agrees to the adjustment and the amount of adjustment need to be based on the cardholder’s card usage.

In order to adjust the limit of your Everbright Bank credit card smoothly, it is recommended to pay attention to the following tips when using the card:

1. Card usage time: temporary limit adjustment requires using the card for more than 3 months, and fixed limit adjustment The card needs to be used for more than half a year;

2. Use the card to spend a lot of money. The types of card merchants are diverse and the amounts are large and small. The monthly bill amount can reach about 80 of the credit limit;

3. Occasionally give banks sweeteners, such as installments and cash withdrawals, but don’t go too far, otherwise the bank will easily doubt your financial ability;

4. Overseas consumption is helpful for banks to increase their quotas, because there are overseas consumption The economic conditions of the people will not be too bad.

How to repay Everbright Bank credit card?

1. The repayment method of Everbright Bank credit card - automatic repayment

After you successfully associate the Everbright Bank credit card with the Everbright Bank debit card or current one-stop card, you will be charged monthly Transfer repayment from your designated Everbright debit card or current account to your own Everbright credit card.

Notes:

(1) The automatic repayment method can only use the debit card or current payment account of the main credit card holder as the credit card associated repayment account, and The account name and ID number of the transferred account must be exactly the same as the name and ID number of the main credit card holder.

(2) There are two methods for automatic repayment of U.S. dollar accounts. One is automatic transfer of U.S. dollars for repayment, and the other is automatic purchase of foreign exchange for repayment of RMB. You can choose the corresponding one according to the currency of your daily balance funds. Repayment methods cannot be activated at the same time.

(3) For automatic repayment, you can choose to repay in full or with the minimum repayment amount.

(4) After automatic repayment takes effect, the Bank will deduct the credit card repayment for the current month from your designated account on the due repayment date, and you no longer need to repay it yourself; if the balance in the associated account is insufficient, The balance will be deducted to "0" yuan, and the remaining balance will not be deducted separately. You need to repay by yourself. If you repay after the due payment date, you will be responsible for the resulting late payment fees, interest and other fees.

Application method:

(1) Application form check: When applying for a credit card, fill in the Everbright Bank debit card or current account in the "Automatic transfer repayment information" field on the application form Yibentong account, check the repayment method. If the repayment method is not checked, the default is full repayment; when the dual-currency card activates the RMB automatic transfer repayment function, it also activates the RMB automatic foreign exchange repayment function by default.

(2) Telephone banking application: dial the 24-hour customer service hotline 4008-1-95595, and activate RMB automatic transfer repayment, USD automatic transfer repayment or RMB automatic foreign exchange purchase repayment through voice service or manual service function.

(3) Apply through China Everbright Bank Online Banking: Log in to the homepage of China Everbright Bank, log in to the "Public Edition" or "Professional Edition" of personal user online banking, and select "Automatic Repayment Settings" or "Foreign Exchange Purchase Repayment Settings" ”, make the corresponding associated automatic repayment application.

2. One of the credit card repayment methods of China Everbright Bank - UnionPay online repayment

You can use debit cards from nearly ten banks to repay our credit card through the UnionPay online payment network. . Debits from China Merchants Bank, Industrial Bank, Shenzhen Development Bank, Shanghai Pudong Development Bank, China CITIC Bank, Everbright Bank, Minsheng Bank, Shenzhen Ping An Bank (Shenzhen Commercial Bank), Shenzhen Rural Commercial Bank, and Bank of Communications (Shenzhen) can be used Card transfer to our bank's credit card for repayment. During the promotion period, inter-bank transfer fees are temporarily waived.

Notes:

(1) Before repayment, the transfer-out debit card and transfer-in credit card must be bound and real-name verified.

(2) Real-name information must be used when registering. Otherwise, the binding card and real-name verification process will not pass.

(3) Your repayment will be credited within three working days of the actual repayment date. Repayments after 23:00 will be regarded as next-day transactions. If the repayment does not arrive on time, you can call UnionPay customer service hotline 95516 for consultation. To protect your interests, please repay within three working days of the due date at the latest.

(4) The UnionPay online payment website sets the maximum monthly repayment limit for each user to 20,000 yuan. No matter how many debit cards you bind, once your cumulative repayment amount exceeds 20,000 yuan this month Yuan, an "Amount Exceeded" error will be prompted.

(5) The debit card issuers that support this business shall be subject to the announcement on the UnionPay online website.

(6) For debit card segments that support this business, please contact UnionPay customer service hotline 95516.

3. One of the Everbright Bank credit card repayment methods - Lakala convenient payment outlets

You can use any debit card with the UnionPay logo at any Lakala Automatically repay your China Everbright Bank credit card on the payment terminal at a convenient payment outlet. This business does not charge handling fees for the time being.

Repayment process:

1. Select "Credit Card Repayment" → 2. Use Everbright credit card or enter Everbright credit card and confirm → 3. Enter the repayment amount and confirm → 4. Enter the SMS recipient’s number → 5. Swipe the debit card, enter the password and confirm → 6. End the repayment and print the receipt → 7. Receive SMS notification

Convenient payment outlet distribution:

Xinfutong terminals are widely distributed in office buildings, convenience stores and grocery stores around residential areas in Beijing, Shanghai, Shenzhen and other large and medium-sized cities, all around your work and living areas. Lakala has built and opened more than 15,000 outlets. The specific deployment location shall be subject to the information published on the Lakala website. For details, please see

IV. Everbright Bank credit card repayment method - counter repayment

You can use credit card or cash. When the repayment is due, go to our bank's business outlets for cash repayment in RMB or US dollars. If you hold an Everbright debit card or current one-stop card, you can also handle transfer repayment at the branch counter. In addition, the counter can also handle foreign exchange purchase and repayment business.

5. One of the credit card repayment methods of China Everbright Bank - self-service equipment repayment

(1). Self-service equipment transfer repayment

Ebright provides "credit card repayment" Self-service equipment with "payment" functions include: ATM, CRS (self-service deposit and withdrawal machines), multimedia self-service terminals, and payment machines.

Everbright debit card holders can transfer and repay the bank's own or other people's credit cards at our bank's ATMs, CRS and other self-service equipment. Except for multimedia self-service terminals, other self-service equipment only accepts RMB transfer and repayment.

Operation process:

1. Insert the Everbright debit card → 2. Enter the debit card transaction password → 3. Select "Credit Card Repayment" → 4. Enter the Everbright credit card → 5 .Enter the repayment amount → 6. Confirm and select "Print Receipt" → 7. Select "Get Card".

(2) Deposits at CRS self-service deposit and withdrawal machines

You can bring your credit card and cash and apply through the self-service deposit and withdrawal machines (CRS) at Everbright Bank outlets or self-service outlets. Cash repayment in RMB.

Operation process:

1. Insert Everbright Credit Card → 2. Enter credit card transaction password → 3. Select "Deposit" → 4. Put cash into the "Input Slot" → 5 .Confirm → 6. Confirm the deposit amount → 7. Select "Print Receipt" → 8. Select "Get Card".

6. China Everbright Bank credit card repayment method - Online banking transfer repayment (Public version, Professional version)

Operation steps:

In China Everbright Bank Log in to the "Public Edition" or "Professional Edition" of personal user online banking on the home page, select "Credit Card" - "Credit Card Repayment", and follow the page prompts to repay the bank's credit card from Everbright debit card or current account. .

Notes:

(1). The "Public Edition" of online banking only supports repayment from one's current account to one's credit card. The credit card account needs to be linked to online banking first, and the credit card can be successfully repaid after the credit card appears in the "Credit" drop-down box on the "Credit Card Repayment" page.

(2). The "Professional Edition" of online banking can realize repayment from the bank's current account to any of the bank's credit cards (including personal and other people's credit cards). The credit card that needs to be repaid in my name can be selected in the drop-down box by adding online banking. At the same time, the function of manually inputting the credit card that needs to be repaid is provided to facilitate repayment to credit cards that are not in my name.

(3). Operation process of adding a credit card to online banking: 1. Log in to the Professional Edition/Public Edition of Online Banking → 2. Select "Customer Service" → 3. Select "Add Credit Card Account" → 4. Enter the credit and Password → 5. Click "OK".

7. China Everbright Bank credit card repayment method - inter-bank transfer/remittance

You can repay by transfer or remittance at other bank counters. Please fill in the documents as follows:

Payee: Name of the credit card holder for repayment

Billing account number: Credit card for repayment

Payment Bank or account opening bank: any Everbright branch (it is recommended to fill in the local China Everbright Bank branch)

Notes:

If you use this method to repay, you need to bear the fees charged by other banks. Remittance fees. Please consult the accepting bank for specific arrival time and handling fee standards.

What is the limit of China Everbright Bank Credit Card - regular card, gold card and platinum card?

The limit of the regular card, gold card and platinum card of Everbright Bank credit card is as follows:

1. Regular card:

The limit of the regular card of Everbright Bank At about 10,000 to 50,000 yuan, it is the lowest grade card among Everbright credit cards, and the card surface is colorful. If you are a first-time user applying for a credit card, you can apply for a regular card, which will generally be easier to get approved. The annual fee for regular cards can be reduced or reduced by the number of card swipes, amount of consumption, etc.

2. Gold Card:

The limit of Everbright Bank’s Gold Card is generally around 30,000 to 50,000 yuan. The main color of its card surface is mostly golden yellow, and its approval is relatively common. The card is strict, and the annual fee can generally be reduced or reduced based on the number of card swipes and the amount of consumption.

3. Platinum Card:

The limit of Everbright Bank’s platinum card is generally between 50,000 and 5 million. Platinum cards are mostly silver-white and have the letter "P" or "Platinum" to distinguish them from regular cards. The Platinum Card is the credit card with the strictest review and generally does not waive the annual fee. The special services of domestic platinum credit cards are generally concentrated in dedicated customer service hotlines, golf, airport VIPs, free physical examinations, high-value insurance, emergency support services, etc.

How to check the limit of China Everbright Bank Credit Card Gold Card?

1. Customer service inquiry

Call Everbright’s 24-hour customer service hotline 95595 and follow the instructions to inquire about the credit card limit;

2. SMS inquiry

Use a credit card to reserve a mobile phone number, and send the last four digits of the SMS credit limit # to 95595 to check the current available limit;

3. Online query

Log in to the homepage of Everbright Bank Credit Card Center, Click on credit card online banking, select online banking, then log in to the account and password of the relevant credit card, enter my account, and you can check the credit limit of this card;

4. Bill query

Hold Cardholders can check your credit card limit on the credit card statement issued by Everbright Bank in each issue;

5. Mobile client inquiry

Scan the QR code on the Everbright Bank website to download Everbright Credit card exclusive mobile client Mobile Card Space; after the installation is completed, open the login card space and click to enter the self-service column; select the card service function; you can check your current credit limit by querying the account.

Reference material: China Everbright Bank official website - credit card

Why do I get no points when I use my Everbright Bank credit card?

This may be due to China Everbright Bank’s latest revision of the points rules. It is recommended that you understand the points rules first. How to calculate credit card points: Everbright Bank credit card holders can get 1 point for a single purchase or cash withdrawal of RMB 1, and 8 points for a USD 1. The maximum amount for a single RMB cash withdrawal is 20,000 points, and the maximum for a single USD cash withdrawal is 20,000 points. 24,000 points, of which points will not be calculated for cash withdrawal transactions that do not charge cash withdrawal fees. Points generated from the transaction amount will take effect on the day after the bank accounting date.

Everbright Credit Card does not have points for all purchases. Generally, points are awarded for swiping the card in shopping malls, department stores, restaurants, hotel accommodations, travel, etc. Consumption that does not count as points include: online shopping, house buying, car buying, wholesale , charities, non-profits, government payment transactions, public schools, public hospitals, finance and other merchants that expressly indicate on the credit card website that they do not accumulate points.

Everbright’s restrictions on earning points mainly targeted offline POS machines. At that time, Everbright blocked 19 payment institutions, and the products of these 19 institutions could not earn points. And institutions that do not accumulate points will be updated monthly. In other words, no one knows which one will be added next time, which sounds quite scary. In fact, in the past few years, major banks have been restricting the scope of card swiping at offline POS machines. For example, Ping An Credit Card, all offline POS machines have no points for swiping cards. Another example is Guangfa’s specific merchants, which target offline POS machines and only online ones. Can be brushed out. Everbright is also developing into an online payment scenario. Currently, if you want to earn Everbright points, one is to choose a POS machine that is not blocked, and the other is to use online methods. Both methods are feasible, but the card principal recommends that cardholders choose the online method, which is also a card payment trend in the future.

In addition, 1. You can earn points by spending at designated merchants of the bank; 2. You can also earn points by swiping your card at shopping malls, hotels, department stores, restaurants, tourism and other places; 3. Open The card has points, and Everbright Bank has had activities before. As long as the user pays attention to the China Everbright Credit Card Center and sends a private message "Apply for a card, follow the credit name for good gifts", you can get points; 4. Birthday month points, birthday month Everbright Bank credit card general card Customers enjoy double points benefits, and platinum credit card customers enjoy triple points benefits; 5. Points are awarded for introducing a card. If an Everbright credit card holder introduces others to successfully apply for a card and complete the first swipe after activation, the introducer can also earn points. . Hope this helps.

Where is the headquarters of China Everbright Bank? Who is the boss?

1. Headquartered in Beijing; China Everbright Bank is one of the subsidiaries of China Everbright Group and a ministerial-level company directly under the State Council.

2. Mr. Guo You, Executive Director, President and Deputy Secretary of the Party Committee of China Everbright Bank.

This is the end of the introduction to the CEO of Everbright Credit Card and Credit Card Everbright. I wonder if you found the information you need?