Because credit card installment also belongs to one-time consumption, the consumption amount occupies the card amount, and the bank has to settle it in one lump sum. For example, if you want to buy 6,000 items in installments, the remaining credit limit of your credit card must be greater than 6,000. If the quota is insufficient, you can't apply for installment. In addition, the available credit limit refers to the unused credit limit in your credit card. The specific credit line minus the accumulated usage unrecorded amount = available line.

If the landlord can't handle the installment due to insufficient quota, it is suggested that the following methods can be adopted to solve this problem:

First, apply for increasing the quota;

Second, for the part with insufficient quota, you need to apply manually to complete the installment transaction by depositing the corresponding amount of money.

Third, the landlord can pay part of the money to the merchant in cash or other ways to reduce the amount of installment payment, which needs to be discussed with the merchant.

When the amount reaches the installment amount, you can apply for installment. The landlord can call the bank customer service hotline. I hope my answer can help the landlord!