Legal analysis: No, it only affects you

The reasons why the bank card is frozen:

1. The bank card is a credit card (credit card) ), if it is frozen, it may be due to abnormal transactions on the credit card, such as malicious cash withdrawals, forged information, consecutive incorrect passwords, etc. The bank card may be frozen by the bank.

2. For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may transfer the excess money. Partially frozen. One is judicial freezing. According to relevant provisions of the law, judicial authorities can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

Legal basis: "Civil Procedure Law of the People's Republic of China" Article 100 The People's Court shall handle cases in which the conduct of one of the parties or other reasons may make it difficult to execute the judgment or cause other damage to the parties. , based on the application of the other party, it may rule to preserve its property, order it to perform certain acts, or prohibit it from performing certain acts.