In fact, by installment, you draw enough money from your card to Apple first, and then the user will pay it back to the bank slowly. However, Apple's mobile phone costs more than 5, yuan, so you can't pay by credit card, let alone by installment.
If you want to purchase an Apple mobile phone by installment with a credit card, you can apply for an increase in the quota, which can meet the demand of purchasing a mobile phone by installment.