Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, Bank of China and other banks have all issued this kind of card, with similar functions, but different preferential strength. Each bank basically has a separate ETC credit card, and the credit card account is used as a deduction account for highway tolls, so cardholders can enjoy the convenience of fast travel.

Take agricultural bank ETC credit card as an example. Agricultural Bank of China ETC owner credit card can realize electronic payment in MTC parking passage and ETC non-parking passage of expressways in networked provinces and cities across the country. The card adopts the method of "first pass, then pay", and the toll is automatically deducted from the ETC credit card of the Agricultural Bank of China, without pre-existing cash. Holding the ETC credit card of the Agricultural Bank of China, you can enjoy a 10% discount on the exclusive highway toll when the provinces and cities have been networked nationwide.

China Bank's ETC does not need to be recharged, and OBU equipment is delivered free of charge. As long as the user holds the ETC credit card of China Bank, the toll will be overdrawn and deducted directly from the credit card, enjoying interest-free for up to 50 days, and the highway toll will be as low as 10% discount.

Extended data:

ETC credit card processing conditions

(1) Personal handling conditions

The first condition for applying for a credit card is that 18 to 60 years old, with full capacity for civil conduct.

(2) Conditions for handling an enterprise

1. Enterprises handling ETC credit cards need to open a separate deposit account and sign a deposit pledge contract with the bank for ETC business. The deposit standard for each car is the same as above. When multiple vehicles sign a contract, the deposit can be deposited in the same deposit account.

2 handled by the legal representative of the unit in person, it shall issue a written application with the official seal of the unit and the original and photocopy of the valid identity certificate of the legal representative.

If it is entrusted to others, it shall also issue a written application stamped with the official seal of the unit, the valid identity certificate of the legal representative and the power of attorney issued by it, the valid identity certificate of the agent and its copy; Units applying for multiple vehicles under the same account to sign contracts at the same time can share a set of photocopies of other documents except the vehicle driving license.

Reference source: Baidu Encyclopedia -ETC Credit Card