Graduate students with China Merchants Bank Credit Card can apply.

To apply for a credit card from China Merchants Bank, the applicant must be over 18 years old (inclusive), and the overseas applicant must be over 25 years old (inclusive).

Users can apply for credit cards through the China Merchants Bank WeChat official account, China Merchants Bank mobile banking, China Merchants Bank online banking, China Merchants Bank branch counters, and China Merchants Bank customer service hotline.