Is it a liar if Consumer Finance sends a text message saying that I am seriously overdue?

1. If you borrow money from many online loan platforms, and they are all online loan platforms with incomplete qualifications and high interest rates Platform, overdue situation. Then, in order to avoid state suppression, such platforms will not send you text messages with the real platform name, but will only use consumer finance disguises to send you collection text messages such as threats, intimidation, and violence. Regular platform loans and credit cards will not be charged in this way.

2. If you have not borrowed money from any online loan platform and still receive such a text message, then you must have contacted the online loan before and paid it off, but your personal name is still on the platform. information. Then the reason why the collector is still sending you collection texts. Therefore, this must be clearly stated to collectors. If you send harassing text messages and seriously threaten your address book and work unit, you can call the complaint hotline to lodge a complaint.

3. There is another situation where the privacy of your personal information is leaked. A scammer pretends to send you threatening text messages asking you to transfer money to pay back the money. Especially if you are a college student, then this is definitely a scam. It's best to call the police directly. Phone scams. So be sure to protect your rights and don’t let scammers threaten your life. Consumer Finance sent a text message saying that I was seriously overdue. Where should I report it?

1. Call the local banking regulatory bureau to make a complaint. The phone number is different in each region. You can search online by yourself.

2. China Internet Finance Association

3. Jucomplaint official website

4. Complaint to the Industrial and Commercial Bureau

5. Local Public Security Bureau< /p>

If you encounter means such as extortion of contacts, P-pictures, phone and SMS harassment, etc., it is most effective to choose 12321 to complain. Is it true that consumer finance sent a text message saying that the court is opening?

It may be true, because some consumer finance institutions will sue users who maliciously fail to pay overdue payments, so users receive a notice of filing a debt case. It's also possible. However, many consumer financial institutions and lending platforms will send text message notifications to put pressure on debtors, but they do not actually prosecute, so many people do not believe it. However, if you receive a court summons or the like, you need to pay attention to it.