Instant rejection of industrial and commercial credit cards usually takes place within one day. For example, if a user just submits a credit card application online, he or she will receive an instant rejection text message from Industrial and Commercial Bank of China in a few minutes. If the application conditions are not met, the application information filled in is incomplete or incorrect, the personal credit report is poor, the personal debt is too high, etc., the credit card application may be rejected immediately.

If your application for a commercial credit card is rejected immediately, you can call customer service to ask the reason for the rejection. It is best to solve the problem before applying for a credit card, and do not submit another application immediately. The probability of being rejected again for consecutive applications is very high.