The measures to deal with the person who has broken his promise are as follows:

1. Bring a repayment lawsuit to the court according to law. In the case that the debt collection from the debtor is fruitless, the debtor can bring a lawsuit to the court in time, demanding that the person who has broken his promise return the loan and safeguard his rights and interests according to law;

2. Apply to the court for enforcement. If the debtor refuses to perform the judgment of the court to repay the loan after winning the case, he may apply to the court for enforcement according to law, apply for enforcement of the debtor's deposit according to relevant laws, or apply for enforcement of his real estate, and ask the other party to double the interest on the debt or delay payment during the delay period. In addition, the debtor's salary and the only house can be implemented according to special regulations. If the debt is a joint debt of husband and wife, you can also apply for compulsory enforcement of the debtor's spouse's property, application for credit exposure, etc.

3. Keep abreast of the information of the person who is untrustworthy and prevent evasion of debts. When we meet a debtor who defaults, we need to master his basic information, always pay attention to his major asset changes, know ourselves and know ourselves, and take necessary measures such as informing the court in time when the other party intends to evade debts;

4. Bring a suit of subrogation to the court to enforce the property of the third party. If the debtor has no property to execute temporarily, and enjoys the creditor's rights due to the third party, but the exercise is slow, then the principal creditor may bring a subrogation lawsuit to the court and apply for subrogation to execute the property of the third party;

5. If the circumstances are serious, criminal responsibility shall be investigated according to law.

The consequences of overdue credit cards are as follows:

1, overdue penalty interest, and overdue credit card will generate penalty interest. The bank will calculate overdue interest on a daily basis. The longer the user is overdue, the more overdue interest will be generated;

2. It will affect personal credit information. After the credit card expires, it will affect personal credit information. Our overdue records will be uploaded to the central bank's credit information system. Once the personal credit record is overdue, it will be affected if you want to buy a house and a car with a bank loan later;

3. Bank collection. After the credit card is overdue, the bank will take collection measures for overdue users. In addition to SMS and telephone collection, banks may also collect money at home, which will definitely have a certain impact on the lives of credit card users.

To sum up, users should pay off overdue debts as soon as possible, regardless of whether overdue will affect their children's schooling. If the overdue records remain in the credit information, it will form a credit information stain, and users will not be able to handle other credit information business in the future. No matter how much money is owed, the court can file a case as long as the creditor is willing to pursue it. In other words, no matter how much you owe online loans, you may be sued. Since the arrears are civil disputes, online loans are generally not subject to criminal responsibility. However, not pursuing criminal responsibility does not mean that there is no need to repay the arrears.

Legal basis:

Article 3 of the Provisions of the Supreme People's Court on Restricting the High Consumption and Related Consumption of the Executed Person.

If the person subjected to execution is a natural person, after taking measures to restrict consumption, he shall not have the following high-consumption and non-essential consumption behaviors for life and work:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;

(four) leasing high-grade office buildings, hotels, apartments and other places to work;

(5) Purchasing non-essential vehicles;

(6) tourism and vacation;

(seven) children attending private schools with high fees;

(8) Paying high premiums to purchase insurance wealth management products;

(9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains;

If the person subjected to execution is a unit, the person subjected to execution, its legal representative, principal responsible person, person directly responsible for debt performance and actual controller shall not carry out the acts specified in the preceding paragraph after taking measures to restrict consumption. Anyone who uses personal property for private consumption to commit the acts mentioned in the preceding paragraph may apply to the enforcement court for enforcement. If the examination by the enforcement court is true, it shall be allowed.