To answer your question, for China Merchants Bank credit card swiping transactions, whether you can earn points is not determined based on the merchant or what you buy? It is verified based on the account, that is, the type registered at the POS machine. .The following will give you a detailed explanation of the points rules of China Merchants Bank's credit cards, as well as which credit card items are not counted as points. I hope I can help you here.

First of all, we must understand the points principles of China Merchants Bank's credit cards:

1. Consumption points: 20 yuan = 1 point; 2 US dollars = 1 point

2. Cash withdrawal: 20 yuan points 1 point; when purchasing real estate, car transactions, commodity wholesale, No points will be awarded for transactions such as hospital treatment fees and school tuition fees

3. Points merging: Points from multiple credit cards under the same cardholder’s name can be combined; points from principal and supplementary cards can be combined; if the cardholder has both Personal card and business card, personal card and business card points cannot be combined.

4. Points validity period: valid forever.

5. There are points for shopping on Taobao, Alipay Express, online payment express on JD.com (including IOU repayment, excluding phone recharge), and points for shopping on Dangdang.com and Amazon.

According to China Merchants Bank’s points rules, points will not be calculated for some items:

1. Credit card annual fees, revolving credit interest, cash advance fees and interest, and overdue payments. fees (such as liquidated damages, interest), and other handling fees stipulated in the "China Merchants Bank Credit Card Acceptance Agreement";

2. Relevant fees paid through withholding and payment;

3. Including but not limited to low-rate, real estate, car sales, wholesale, public hospitals, public schools, government, finance (insurance, investment), charity, resident services and non-profit social services, etc. Consumption at zero-rate merchants;

4. Other items separately designated by China Merchants Bank.