1. The credit card billing date means that the issuing bank regularly summarizes and settles all transactions and expenses of your credit card account in the current period every month, calculates the total amount owed and the minimum repayment amount in the current period, and mails the statement for you. This date is your credit card bill.

2. The repayment date is the last repayment date indicated on the final repayment form of the credit card.

When and how much to pay back the credit card after consumption depends on the billing date and repayment date:

1) Consumption before the bill date is included in the current bill and returned before the current repayment date;

2) Consumption after the bill date should be included in the next bill and repaid before the next repayment date.