if the credit card is overpaid, it can be withdrawn. \xd\ When the repayment amount of credit card is greater than the amount owed, the extra branch will be displayed as a negative number, which is the so-called overpayment. \xd\1. Overpayment is accumulated on the credit line, which will be given priority in the next consumption; \xd\2. When the overpayment is withdrawn, you may need to pay the formalities fee; Ping An Bank charges 5‰ of the overpaid credit card recovery fee, with a minimum of RMB 5 yuan/transaction or USD 1 yuan/transaction and a maximum of RMB 5 yuan/transaction or USD 7 yuan/transaction.