After receiving the credit card, you need to activate it before you can use it.
Credit card account opening process
First, the phone card:
1. Cardholders need to use their mobile phone number or landline phone to call the credit card customer service phone of the issuing bank.
2. Enter the credit card opening channel according to the voice prompt.
3. Enter the credit card ID number and other information according to the voice prompt to help the bank confirm the identity of the cardholder.
4. Set the credit card transaction password and inquiry password.
Second, the network card:
1. Log in to the credit card website selection page of the issuing bank to open the card online.
2. Enter personal information according to the network system prompt until you click OK to complete the card opening.
3. Set the credit card inquiry password and transaction password, and successfully open the card.
Third, bank outlets open cards.
The bank staff will give instructions on how to set the password.
Fourth, WeChat is activated.
Fifth, SMS activation.
Extended data:
Type of automobile loan
Personal loan car purchase business is divided into direct customers, indirect customers and credit card car loans. The direct customer type is generally a bank car loan for customers to meet directly, and the indirect customer type is generally a car loan from an auto finance company to a customer car loan.
The fees charged by banks for direct car loans include deposit, principal and interest, and 3% guarantee fee. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different.
In addition to the above fees, personal auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits.
And credit cards, car loans. Credit card installment car loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records.
The specific steps of buying a car by credit card in installments are roughly as follows:
1. The cardholder (or applicant) calls the bank's credit card center or goes to the local bank to find out whether he can apply for a credit card car loan.
2. The cardholder holds his ID card to the dealer's site to fill in the installment order for car purchase and submit it to the bank for review.
3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures.
4. After the vehicle is licensed, the cardholder needs to go to the bank to go through the mortgage formalities and purchase the required auto insurance.
5. I can finally drive away smoothly.