The single consumption installment business of Ping An Credit Card means that the cardholder (only the principal cardholder can apply) can apply to pay the consumption amount in installments between the day of consumption and the current statement date (inclusive). Business that is repaid monthly within an agreed period.

Business Features

1. Free installment: Cardholders can freely choose to apply for 3, 6, 12, 18 or 24 installments, and there is no limit to a single application per month. You can apply for the number of consumption installments if the single consumption is less than 100,000 yuan. After the application is successful, the first installment amount and handling fee will be generated in the current bill, meeting the cardholder's large consumption needs and directly reducing the current repayment pressure. 2

2. Convenient application: cardholders can apply by calling Ping An Bank’s customer service hotline or logging in to Ping An Bank’s credit card online banking

3. Quick review: cardholders can apply within the specified date Apply for a single consumption installment, apply on the same day, instant review, SMS notification of the review results

Apply for a single consumption installment, the total installment amount must not exceed 100,000 yuan. After the application is approved, the number and amount of installments that have been applied for shall not be changed.

After the cardholder successfully applies for a single consumption installment, the number and amount of the applied installment cannot be changed; if the original transaction for which a single consumption installment is applied for is returned, the installment transaction cannot be canceled. Repayment must still be made according to the original installment rules and corresponding handling fees must be paid.