China Everbright Bank Credit Card is an international standard credit card, which can be overdrawn for cash withdrawal. You can use the credit card of China Everbright Bank to withdraw local currency from the branch counters, ATMs of China Everbright Bank and ATMs of other banks with the same card logo.

The maximum amount of cash you can withdraw by using the credit card of China Everbright Bank is generally 50% of the credit limit of your account. If the credit line of your RMB account is 65,438+00,000 yuan, the amount you can withdraw through overdraft is 5,000 yuan.

In addition, you should pay special attention to the following:

(1) The daily withdrawal from the credit card ATM of China Everbright Bank shall not exceed RMB 5,000, and each withdrawal shall not exceed RMB 2,000. The daily accumulative withdrawal amount from overseas shall not exceed the equivalent of 1000 USD, the monthly accumulative withdrawal amount shall not exceed the equivalent of $5,000 USD, and the six-month accumulative withdrawal amount shall not exceed the equivalent of 10000 USD.

(2) UnionPay, VISA and MasterCard networks charge a cash withdrawal fee of 1% of the cash withdrawal amount. The lowest charge for domestic cash withdrawal is 3 yuan, the highest charge is 200 yuan, and the lowest charge for overseas cash withdrawal is 15 yuan. The non-UnionPay network charges a minimum of $3 and a maximum of $30 per transaction. The overseas JCB network withdrawal fee is 65438+ 0.5% of the withdrawal amount, with a minimum of $3 and a maximum of $30 each. When the cardholder withdraws cash abroad, other fees charged by the acquiring institution shall be borne by the cardholder.

(3) Cash withdrawal transactions and related expenses do not enjoy interest-free repayment period, and Everbright Bank will charge interest at a daily rate of 0.5 ‰ from the trading day.