In September last year, I applied for the NBA credit card of China Merchants Bank in the school, but it was not opened. Do I have to pay an annual fee?

Correct downstairs, China Merchants Bank said that if the credit card is not opened, it will pay an annual fee.

So I suggest that if you are worried about the annual fee, you can directly open the card or cancel it directly.

Of course, if the landlord is still a student, I suggest you not use a credit card. Credit cards are not affordable for everyone.

Customer service telephone number:

Landline and PHS call 800-820-5555.

Call 400-820-5555 (local call) by mobile phone.

Personal opinion, for reference only.