This is your first card application. I have no record of using a credit card. I used to do this business. First of all, it is risky for a bank to issue a card to you. Why is it that you provide a favorable attachment? Your high annual salary does not mean that you have good credit. Generally, it is easier to get a card in other banks. You should only use the income certificate issued by the company where you work, so what is the nature of your company and is it one of the top 500 companies in the world? It should be a private enterprise, so the bank will consider the risk and your stability. If there is no home landline, you can provide any other relatives. This is a required option. If you do that every day, change your mobile phone at any time, just a black card and fill in the address casually. The bank will issue a card to the headquarters, and no one can find out where you last lived. If you can't find everyone in the future, the landline is very important, and the unit landline is also very important.

On the other hand, it is the person who approves the card, not the staff. Don't rule out that he is in a bad mood and won't give you a batch. Hehe, that is to say, each unit collectively handles cards. I met my clients, but the boss didn't do it, and the employees did. The boss is embarrassed. Tell me it's his personality. Hehe, so you didn't do it, but he did it. It is normal that his quota is higher than yours.

Try something else. If you are lucky, you can use the universal card first and increase your credit history first.