The handling fee for shopping by credit card on Taobao is 1%, which is charged by the bank, but who will pay the handling fee depends on whether the seller opens the credit card payment service.

1. If the seller opens the domestic credit card payment, the handling fee will be borne by the seller, which is 1% of the final transaction amount;

2. If the seller does not open a domestic credit card for payment, the handling fee shall be borne by the buyer, which is 1% of the final transaction amount;

after the transaction, the system will automatically deduct the handling fee of the seller or buyer.