There are violations. Because the 51 Credit Card Manager app had four violations and was reported by the Cyberspace Administration of Zhejiang Province, its profitability continued to decline and it was forced to shut down the server. 51 Credit Card was established in 2012 and listed on the Hong Kong Main Board in 2018. Its business covers three major business segments: personal credit management services, credit card technology services, online loan matching and investment services.