1, the most important thing is work, which shows your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign-funded companies and so on.
2. Next is the location. The higher the position, the higher the income, the stronger the solvency and the higher the quality.
3. Credit history, your previous credit card repayment and loan repayment.
4. Education level.
5. Asset status, real estate, vehicles, deposits, etc. There will be extra points.
Generally speaking, the number of users who apply for a card for the first time is generally not high, unless the financial resources submitted prove to be very "strong"
Take Bank of Communications as an example. The credit card limit of Bank of Communications will vary according to the level of the card.
Generally, the amount of Puka is less than 6,543,800 yuan.
The amount of a gold card is generally between 6,543,800 yuan and 50,000 yuan.
The amount of platinum card is more than 50 thousand yuan, and there is no upper limit.