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What is the difference between China Merchants Bank’s Air China PhoneMiles Card and Bank of China’s Air China PhoneMiles Card? Which one is better to use?

The difference between China Merchants Bank Air China PhoneMiles Card and Bank of China Air China PhoneMiles Card:

1. CMB Air China PhoneMiles Card:

2. Bank of China Air China PhoneMiles Card:

Air China Zhiyin BOC Credit Card is a VISA dual-currency credit card that meets international standards. It has the basic functions and services of a BOC standard credit card, including spending first and repaying later, interest-free repayment period, minimum repayment amount, etc. Revolving credit functions, as well as cash advance, installment payment, global Bank of China Air China Voicemail Card preferential merchant exclusive discounts, colorful points gifts, etc., fully meet your consumption and financial management needs; there are also SMS travel, optional consumption with password, zero loss report Risk-free and heavy protection will accompany you every time you take off easily and arrive successfully.

Enjoy the benefits:

1. Two cards in one, double benefits

You only need to fill out an application form to hold a Bank of China credit card at the same time Application steps for people and Air China Friendship Club membership. We will embossed your Air China Miles membership number under your name on the credit card. With your credit card, you can enjoy Air China Miles membership services such as boarding mileage accumulation.

2. Double points, enjoy the fun

You can get double credit card point rewards of "MileagePlus" and "Colorful Gifts" when you use the card to make purchases or withdraw cash: "MileagePlus" points Automatically redeem into Air China miles on a monthly basis, and the additional 50 "Colorful Gifts" points can be freely redeemed into Air China miles and other generous gifts in "BOC Points 365".

3. Triple mileage accumulation

The first level: "MileagePlus" points will be automatically converted into Air China miles on your monthly statement date, and the redemption ratio is one for every 18 points. The minimum redemption standard for kilometers of Air China miles is 18 points, and any points less than 18 points will be automatically accumulated to the next bill;

The second level: "Colorful Gifts" points are applicable to the BOC series credit card "BOC Points 365" The reward redemption rules of the consumption points reward program allow you to redeem generous point gifts independently. For details, please log in to the "Bank Card Service" of this website and click "BOC Points 365" to directly redeem your favorite gifts or call the BOC Points 365 points service hotline for consultation or redemption. Among them, the redemption ratio of Air China miles is 16 points for one kilometer, the starting redemption point is 500 kilometers, and the first redemption is at least 1,000 kilometers;

Third level: If you use your card to purchase Air China or Air China's partner airlines For air tickets, you can also receive Air China Friendly Miles rewards.

4. High-cost aviation insurance

For people who often travel, travel safety and related protection are the primary factors they consider. As a customer of Air China Zhiyin Bank of China Credit Card, you will be able to enjoy comprehensive and thoughtful insurance services:

You only need to swipe your card to purchase air tickets or pay for a tour group fee of more than 80 RMB, and you can automatically obtain high-value travel insurance , including aviation accident insurance, flight delay insurance, baggage loss insurance, etc.