1. Which software can you use to borrow money with a credit card?
Sina Card Loan is a loan repayment service that supports 12-month long installments and the installment fee is as low as 0.5 per installment. , the limit ranges from 1,000 to 20,000 yuan, and there is no pressure to repay.
2. What are the apps that can borrow money with credit cards?
1. Payback Payback is a specialized It is a loan APP for credit card users to repay their loans. Applicants with credit cards can enter Huanbei to bind their credit card information and personal information. If approved, they can repay their credit card debts in installments at a lower interest rate than bank interest rates. 2. 51 Renpin Loan 51 Renpin Loan can apply for a loan through "51 Credit Card Manager". "51 Credit Card Manager" can import credit card bills. Applicants who provide credit card bills during the review process will be given priority in disbursing the loan, and the amount applied for It will also be higher, and the loan can be up to 100,000. As long as the qualifications are acceptable, I believe that a loan of 50,000 should not be a big problem. However, the bill must be more than six months old, and there must be no overdue bad records on the bill. 3. Lightning Loan Lightning Loan is a small-amount micro-loan APP based on the WeChat platform. Applicants only need to follow the Lightning Loan WeChat official account, register personal information, and conduct credit guarantee certification. Binding a personal credit card is very effective. : Friends who have credit cards will also have times when funds are tight. At this time, an APP that does not require any mortgage and can obtain a loan only with a good credit card repayment record must be the first choice for borrowing. 1. Xiaohua Wallet Xiaohua Wallet is an Internet wallet created for young people, providing services such as cash borrowing, credit card repayment and installment shopping. The applicant binds the credit card and can apply to repay the credit card debt on Xiaohua Wallet before the credit card repayment date. As long as the application is approved, the applicant can repay the credit card debt to Xiaohua Wallet in installments. 2. Lightning Loan Lightning Loan is a small micro-loan company that relies on the WeChat platform. Applicants only need to follow the Lightning Loan WeChat official account, register personal information, and conduct credit guarantee certification. Binding a personal credit card is very effective. 3. Money Station After real-name authentication, the money station also needs to import credit card bills. Credit card bills are generally required to be full and continuous for half a year. For bills less than half a year, the money station will provide a limit, but the limit is often not very high. 4. Jiakadai Jiakadai application conditions require that you be over 22 years old, have your own credit card or debit card, and be able to provide a frequently used Taobao account or JD account. With credit card bill history, your personal credit rating can be improved and your loan limit will also increase.
3. What are the apps that allow you to get loans with a credit card?
Basically none.
When a borrower applies for a personal loan from a bank, he or she must fill in a written application
1. Valid identity document;
2. Residence, etc.);
3. Personal occupation
4. The loan applicant and;
5. Other information required by the bank.
4. What are the platforms for credit card borrowing?
Lending platforms or APPs serve different customers, and the review requirements and quotas are also different. For example, for small and medium-sized business owners, if the quota is 500,000-1 million, the review requirements will definitely require collateral, People’s Bank of China credit, etc. , and for white-collar workers with a quota of 10,000 to 50,000, most of them require proof of work, income, or social security. Micro online loans for low-income groups such as blue-collar workers and students are much simpler. , most of them only require identity proof and real-name authentication.
Top 10 recommendations for individuals who are in urgent need of money
Recommendation list N0.1
Zhacai small loan
Zhacai small loan The loan APP is a product of Youbei Finance. The limit is between 500-1000 (the limit will increase with the number of uses, and the maximum seems to be increased to 8000). The rate is 3.5, which is lower than most similar products; the review qualification is only An ID card and an operator are required, and it is suitable for individuals who are in urgent need of money.
Reason for recommendation: formal, simple review, and fast loan disbursement.
Recommendation list N0.2 Ant Borrowing
Ant Boring is an affiliated product of Alipay. Like other products under its banner, it is graded according to credit points. Different points have different loan amounts. Generally, you can apply for Alipay's Sesame Credit if you have more than 600 points. Alipay users have already entered the information when registering for Alipay, so it is very convenient.
Reason for recommendation: Bind Taobao and Alipay accounts, application is simple.
Ranking N0.3 CMB Flash Loan
CMB Flash Loan is a loan software launched by China Merchants Bank. The users of CMB Flash Loan are mainly CMB cardholders. Users who meet the requirements only need to apply , it can be transferred to the account quickly, the maximum amount can reach 500,000, and the interest rate is relatively low. Customers can also repay in installments according to their repayment ability, up to 12 months.
Reason for recommendation: high credit limit, good credit, quick payment.
Recommendation list N0.4
Youwodai
Youwodai itself is a company that provides lending consultation and verifies the authenticity of customer information, so for customers Guarantees of information and funds are relatively good.
The loan threshold of this loan APP is low, the interest rate is low, and the loan speed is fast. Its biggest feature is that it does not require any mortgage and only relies on personal credit to borrow money. It is considered to be a relatively easy-to-use software among the top ten latest loan apps in 2017. Moreover, during the loan process, if the borrower repays the loan early, there will be an interest discount of 70%.
Reason for recommendation: One account for investment and loans
Recommended list N0.5
Water sign installment
This loan APP is available in Among the top ten latest loan apps in 2017, it is considered to be one that is more suitable for young people. Its application threshold is relatively low. Users do not need any collateral. They can quickly apply for the loan they need in just a few simple steps, and the interest rate is very low. Therefore, young people who have just started working may wish to consider this loan APP if they want to borrow money.
Reason for recommendation: You can apply for shopping directly
Recommendation list N0.6
Paipaidai
Paipaidai is the earliest in my country An online lending platform, it is also the first Internet lending platform recognized by the government. Its main customers are low- and middle-income people. The platform itself does not participate in borrowing, but matches information. Another feature is that borrowers can set their own interest rates, and all processes are relatively open and transparent.
Reason for recommendation: Long-established online loan platform with large user base
Recommended list N0.7
51 Renpindai
51 people Pindai is a platform that provides loans based on 51 character values. As long as you have a certain character value, you can obtain the corresponding loan. The higher the character value, the higher the loan amount you can apply for. On the contrary, the character value The lower it is, the lower the loan amount you can apply for.
Reason for recommendation: People with good character can try it
Recommended list N0.8
Loan money
Loan money The biggest feature is that the payment is fast, the review time only takes 15 minutes, and the loan can be released within 2 hours, which is suitable for friends who are in urgent need of funds.
Reason for recommendation: beautiful page, slightly complicated process, depends on luck
N0.9 on the recommendation list
Xiaoying Card Loan
small The biggest feature of Yingkadai is that the threshold is low. As long as the information you fill in is true and trustworthy, your loan application will not be rejected, and the review speed and loan disbursement speed of this loan APP are not slow.
Reason for recommendation: If you have a credit card, you can try it
Recommended list N0.10
Spend 100 million yuan first
This loan The name of the APP is quite loud, so can users really borrow 100 million? Obviously, the loan amount cannot be so high. But compared to other latest loan apps in 2017, its loan limit is not bad.
Reason for recommendation: The name is Geely
For more recommendations, follow my official account (borrow some planet people: jydxqr), and you no longer have to worry about borrowing money