Don’t believe anything the debt collector says, don’t believe any punctuation marks! They have no right to make any promises to you! All the words are for the purpose of collecting payment, because they get commissions from the debts collected.
Only the bank can be trusted if it communicates directly with you. Remember to save the recording. If you are able to pay off the principal in one lump sum, you can apply for a reduction or exemption from the bank. If you cannot pay off the principal in one lump sum, you can negotiate for installments.
Introduction
Ping An Bank Credit Card is the first credit business launched by Shenzhen Commercial Bank and Ping An Bank after they merged and were renamed Shenzhen Ping An Bank. In addition to basic functions such as cash, it also has many special functions, providing cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel."
Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million.