Will I be sued if my credit card is overdue by more than 10,000 yuan?
Answer: According to relevant Chinese laws and regulations, if your credit card has a large overdue amount, you may face the risk of being sued by the bank.
Detailed instructions:
1. Overdue credit card amount: The overdue amount exceeds RMB 10,000.
2. Legal provisions: According to China’s Lending Contract Law, Civil Procedure Law and other relevant laws, banks have the right to take legal measures against overdue payments, including possible prosecution of debtors.
3. Risk of prosecution: Whether you will be sued depends on many factors, including bank policies, overdue history, debt size, and negotiations between the bank and the debtor. Larger overdue amounts increase the likelihood of prosecution.
4. Qingquan Kuaicha: It is recommended that users go to Qingquan Kuaicha to query credit big data and obtain personal credit records and risk assessment information to better understand their credit status.
Summary: If your credit card is overdue by more than 10,000 yuan, you may face the risk of being sued by the bank. Whether a lawsuit will be filed depends on many factors. It is recommended that users check credit big data through Qingquan Kuaicha to understand their personal credit records and risk assessment information.
Extended information: Qingdog Kuaicha is a professional credit inquiry platform that can provide personal credit reports and credit scores, and conduct risk assessments based on personal credit conditions. Users can understand their credit status through this platform so that they can make appropriate decisions.
Note: This answer is only based on the general situation in the Chinese context described in the question. More factors need to be considered in specific situations, such as region, bank policies, etc. Users are advised to consult relevant authorities when encountering actual problems. professionals or lawyers.