First of all, it is unreasonable to face the bad attitude of bank collection. We should remain calm and rational and actively solve problems.

Secondly, we can deal with this situation through the following points:

1. Understand the contract terms: read the contract terms of Everbright Credit Card carefully, understand your rights and responsibilities, and ensure that you claim your rights and interests within a reasonable range.

2. Communication and consultation: communicate effectively with bank collection personnel, express their difficulties and wishes, and seek solutions. Reasonable suggestions such as deferred repayment and installment payment can be put forward to find a solution acceptable to both parties.

3. Complaint channel: If the attitude of the bank's collection staff is still bad, which has affected the normal communication and consultation, you can complain to the bank and seek a solution through formal complaint channels.

4. Seek professional help: If you can't solve the problem effectively, you can consult a professional lawyer or credit card consulting agency for their help and advice.

Summary:

Faced with the bad attitude of the bank when Everbright Credit Card is overdue, we should remain calm and rational and take certain measures to solve the problem. By understanding the contract terms, communication and consultation, complaint channels and seeking professional help, we can effectively deal with the problem of bank collection and find a reasonable solution.

Extended data:

In the financial field, overdue loans are common, and bank collection is also in their interest. However, banks should maintain a professional and polite attitude in the process of collection and respect the legitimate rights and interests of borrowers. According to the Contract Law of People's Republic of China (PRC) and other relevant laws and regulations, banks should follow the principle of fairness and justice in the process of collecting money, and must not take improper measures or treat borrowers badly. If the borrower encounters unreasonable demands or bad attitude in the process of collection, he has the right to seek legal means to safeguard his rights and interests.

The above is the answer to the problem that Everbright Credit Card is overdue once and the bank has a bad collection attitude. I hope I can help you.