Credit card risk account management and control measures include: improving risk prevention awareness; strictly controlling marketing acceptance risks; strict credit review; strengthening personnel training for special merchants; strengthening internal management, establishing and improving risk control mechanisms; strengthening the credit card itself Preventive functions; strengthen overdraft management; use legal means to control credit card risks; transfer risks and establish a credit card insurance mechanism.

Risk control refers to risk managers taking various measures and methods to eliminate or reduce the possibilities of risk events, or to reduce the losses caused when risk events occur. The four basic methods of risk control are: risk avoidance, loss control, risk transfer and risk retention.