Will online loan records be checked when applying for a credit card?

Yes. According to inquiries on Xicai.com, we learned:

1. When applying for a credit card, the bank will check the applicant’s online loan status and credit information records to understand whether there are high debts, overdue arrears and other bad debts. letter situation.

2. The credit card review will check the credit information. Regular online loan platforms are required to access the credit information system. When applying for a credit card, the user's online loan record will also be checked. Loan history will be seen.

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